Fund compliance for development finance
CapitalBridge replaces spreadsheet compliance for development finance institutions and emerging-market debt funds running 30 to 300+ borrowers: automated scheduling, covenant monitoring, and a borrower portal. Live in 2 to 4 weeks.
A covenant breach is never a surprise in the data. It is a surprise in the inbox, three weeks later.
Compliance admin per quarter, across 7 funds and 191+ borrowers. Live in 4 weeks.
The problem CapitalBridge solves
Every DFI and emerging-market private debt fund we have worked with faces the same operational reality. Compliance lives in Excel. Submissions arrive via email as PDFs. Covenants are tracked manually, often in separate spreadsheets per fund or per analyst. Missed deadlines, late covenant breaches, and audit findings are routine. Scaling from 30 borrowers to 100 borrowers means hiring more analysts, not shipping more capital.
The commercial alternatives are not a fit either. eFront, Allvue, Investran, and IHS Markit carry enterprise-scale pricing, take 6 to 18 months to implement, and are built for hedge-fund or private-equity workflows that do not match the 27+ DFI-specific reporting requirements, the multi-currency frontier-market data, or the bilateral-loan covenant patterns of a DFI portfolio. Most DFIs that have shopped this market end up building custom internal tools instead, which signals the commercial gap.
CapitalBridge sits in that gap. Purpose-built for DFI workflows, a fraction of enterprise pricing, live in 2 to 4 weeks.
One quarter, end to end
The clearest way to understand CapitalBridge is to follow a single reporting quarter through a fund: the data arrives, the borrowers report themselves, the covenants test themselves, and a portfolio manager can ask the whole book a question in plain language.
In production at Cygnum Capital · 7 funds · 191+ borrowers.
One book, assembled from the systems you already run
A daily FX sync pulls spot and forward rates, including the frontier-market currencies Bloomberg and Refinitiv often miss, and a backfill job re-converts historical metric values when a rate moves. Because the same team builds NetSuite Sync, borrower financials can flow straight out of NetSuite, QuickBooks or Xero into the compliance forms.
Borrowers submit themselves, and the reminders are not yours to send
Each borrower signs in to its own portal, sees a live compliance score, uploads documents and submits structured figures straight into the platform. A seven-tier escalation engine nudges an overdue submission at minus seven days, on the due date, and again at plus one, three, seven, fourteen and thirty.
See a covenant breach coming, not a covenant breach report
Configure each covenant's threshold, operator and headroom once and the whole book reads in three plain states. As headroom erodes the status flips to At-risk on its own, days ahead of a hard breach. Reporting obligations cascade down a fund, sector, sub-sector and borrower hierarchy, so a new borrower inherits the right ones the day you add it.
Ask the portfolio a question in plain language
CapitalBridge carries a Compliance Intelligence layer in production: 67 tools an assistant can call, 58 of them strictly read-only and 9 guarded writes that return a preview first. Every call is logged with the user who made it, and answers come from the same figures the dashboards read, so the assistant and the board pack cannot disagree.
Compliance admin measured before and after
Published with the founding customer named: an Africa-focused private debt manager cut compliance admin from more than 120 hours a quarter to under five, missed submission deadlines went from roughly 15% to about zero, and covenant data moved from a two-to-three-day email lag to live.
What CapitalBridge delivers
- 27 DFI reporting types out of the box
- Audited financials (AFS, AMA, QMA, QFS), covenant certificates (CC, FCC, DSRA), ESG/impact (SEMR, SEIR, ESAP), portfolio quality (PAR30, PAR90), planning (FM, BUDGET), insurance (INS), and DFI-specific types (AATIF, NDER, IMR, ESLR).
- Cascading assignment engine
- Fund > Sector > SubSector > Borrower scope hierarchy, with most-specific-wins resolution and an explicit exclusion pattern. Auto-applies to new borrowers as you add them to a fund.
- Covenant monitoring with early warning
- Threshold, operator, and headroom configuration per covenant. Three visual states (Compliant, AtRisk, NonCompliant) on the borrower dashboard. Fund managers can filter the portfolio by covenant status.
- Borrower self-service portal
- Borrowers see their own compliance score, upload documents, and submit structured financial data. They stop emailing PDFs. Compliance managers stop chasing submissions.
- 7-tier escalation reminders
- Automated reminders at -7d, due, +1d, +3d, +7d, +14d, and +30d. Compliance officers stop hand-chasing submissions.
- Multi-currency native
- Daily FX sync via DLM API for spot and forward rates, including frontier-market currencies that Bloomberg and Refinitiv often lack. Backfill job re-converts historical metric values when needed.
- ERP data integration (our edge)
- Pull borrower financial data directly from NetSuite, QuickBooks, or Xero. Automated Excel ingestion for borrowers on any other stack. Removes the biggest adoption objection ("our borrowers will not use another portal"), because borrowers barely need to touch it.
- Live in 2 to 4 weeks
- Configuration, not custom development. Pre-built templates for the 27 reporting types, pre-built FX sync, pre-built covenant calculations. 2 weeks for a single-fund setup, 4 weeks for a multi-fund DFI.
Production at Cygnum Capital
CapitalBridge's founding customer is Cygnum Capital, an Africa-focused investment manager. The platform runs compliance for 7 Cygnum-managed funds (AATIF, ALCBF, OGF, FAY, AGG, FEI, LCBF), covering 191+ borrowers across 25+ countries and multiple borrower types (FI and DIC).
Five automated background jobs run daily against the Cygnum environment: submission creation with a 90-day look-ahead, the 7-tier escalation reminder engine, form-submission draft generation from templates, currency rate sync from the DLM API, and a backfill job that re-converts historical metric values when FX rates change. Both fund-manager and borrower-facing dashboards are in daily production use.
Reported outcomes include compliance admin time reduced from 120+ hours per quarter to under 5, missed submission deadlines reduced from 15% to approximately zero, and data freshness moved from a 2-3 day email-and-attachment lag to real-time covenant monitoring.
Read the full Cygnum Capital case studyPlans
Three subscription tiers scaled by borrower count. Department-level pricing that does not require board approval. Annual commitment: 2 months free. Current pricing is shared on the demo call.
